Baby all I want for Christmas, is …5% mortgage rates

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Baby all I want for Christmas, is …𝟱% 𝗺𝗼𝗿𝘁𝗴𝗮𝗴𝗲 𝗿𝗮𝘁𝗲𝘀!
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(Cuz if no one has told you - you ain't never seeing 3% again) Pssssst... have you heard? Interest rates are predicted to start coming down in the second quarter of 2024. We are already seeing a decline now. Although this is great news, it’s important to consider all aspects of the real estate market when looking to buy. Think about all of the buyers (and sellers!) who have put their home search on pause due to higher interest rates. When rates come back down, most of these buyers will be re-entering the market. What do you think increase in demand will do to home prices?
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Don’t let rates alone impact your decision. Consider all of your motivations for buying and talk them over with your real estate agent. (Hint...me!) Rates are only a part of the equation. Some lenders are even making it easy for buyers to buy now, and waiving fees to refinance when the rates come down - there are options to make it work for you. If you need to make a change, let's make a plan to have a conversation this holiday season to get ahead of the crazy that will be coming before we know it!

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